:root{
      --theme:#0B3D91;
      --ink:#172033;
      --muted:#667085;
      --line:#e6eaf0;
      --soft:#f4f7fb;
      --gold:#c99735;
      --white:#fff;
      --shadow:0 14px 40px rgba(18,38,63,.08);
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;color:var(--ink);background:#f7f9fc;font-family:"Microsoft YaHei","PingFang SC",Arial,sans-serif;line-height:1.7}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    button{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}

    .topbar{background:#0b1629;color:#cbd5e1;font-size:13px}
    .topbar .container{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:22px}
    .topbar a{color:#f2c96b}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{height:78px;display:flex;align-items:center;gap:34px}
    .logo{display:flex;align-items:center;gap:10px;min-width:190px;font-size:19px;font-weight:800;color:var(--theme)}
    .logo img{width:36px;height:36px;object-fit:contain}
    .main-nav{flex:1}
    .nav-list{display:flex;align-items:stretch;justify-content:center;gap:4px;margin:0;padding:0;list-style:none}
    .nav-item{position:relative}
    .nav-link{display:flex;align-items:center;height:78px;padding:0 14px;font-size:15px;font-weight:600;white-space:nowrap}
    .nav-link:hover,.nav-link:focus{color:var(--theme)}
    .has-arrow:after{content:"⌄";font-size:13px;margin-left:6px;color:#8490a3}
    .dropdown-panel,.mega-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);visibility:hidden;opacity:0;transition:.2s ease;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:0 0 12px 12px}
    .nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{visibility:visible;opacity:1;transform:translateX(-50%) translateY(0)}
    .dropdown-panel{width:260px;padding:12px}
    .dropdown-panel a{display:block;padding:9px 12px;border-radius:7px;font-size:14px}
    .dropdown-panel a:hover{background:var(--soft);color:var(--theme)}
    .mega-menu{width:650px;padding:20px}
    .mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
    .mega-card{display:flex;flex-direction:column;gap:4px;min-height:82px;padding:13px;border:1px solid var(--line);border-radius:9px;background:#fff;transition:.2s}
    .mega-card:hover{border-color:#a9bddc;transform:translateY(-2px);box-shadow:0 8px 20px rgba(11,61,145,.08)}
    .mega-card img{width:28px;height:28px;object-fit:contain;margin-bottom:3px}
    .mega-card strong{font-size:14px;color:#1c2d4c}
    .mega-card small{display:block;color:var(--muted);font-size:12px;line-height:1.45}
    .mega-footer{display:block;margin-top:16px;padding-top:13px;border-top:1px solid var(--line);color:var(--theme);font-weight:700;font-size:14px}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link{font-size:14px;color:var(--theme);font-weight:700;white-space:nowrap}
    .open-account{padding:8px 15px;border-radius:6px;color:#fff;background:var(--theme);font-size:14px;font-weight:700;white-space:nowrap}
    .hamburger{display:none;border:0;background:none;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:23px;height:2px;margin:5px 0;background:var(--ink);transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

    .drawer-overlay{position:fixed;inset:0;z-index:40;background:rgba(5,13,27,.48);opacity:0;visibility:hidden;transition:.2s}
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{position:fixed;z-index:50;top:0;right:0;width:min(390px,88vw);height:100vh;overflow:auto;background:#fff;transform:translateX(100%);transition:.25s;padding-bottom:25px}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:15px;padding:20px;border-bottom:1px solid var(--line);font-weight:800;color:var(--theme)}
    .drawer-head a{margin-left:auto;background:var(--theme);color:#fff;border-radius:5px;padding:5px 11px;font-size:13px}
    .drawer-close{border:0;background:none;font-size:28px;line-height:1;color:#7c8798;cursor:pointer}
    .drawer-menu{padding:12px 20px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font-weight:700;color:var(--ink);cursor:pointer}
    .drawer-toggle:after{content:"＋";float:right;color:var(--theme)}
    .drawer-toggle.active:after{content:"－"}
    .drawer-submenu{display:none;padding:5px 0 8px 15px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:8px 0;color:var(--muted);font-size:14px}

    .tag-page{padding:62px 0 84px}
    .tag-hero{text-align:center;padding:8px 20px 38px}
    .eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--gold);font-size:13px;font-weight:800;letter-spacing:.12em}
    .eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}
    .tag-hero h1{margin:12px 0 8px;font-size:clamp(32px,5vw,52px);line-height:1.18;color:#10284b}
    .tag-hero h1 span{color:var(--theme)}
    .tag-hero p{margin:0 auto;color:var(--muted);max-width:650px}
    .tag-count{display:inline-block;margin-top:18px;padding:6px 16px;border:1px solid #cbd8eb;border-radius:30px;background:#fff;color:var(--theme);font-size:14px}
    .tag-content{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:28px;align-items:start}
    .tag-list{display:grid;gap:16px}
    .tag-article-card{display:grid;grid-template-columns:210px minmax(0,1fr);gap:20px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 5px 18px rgba(28,47,79,.04);transition:.2s}
    .tag-article-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#b7c9e2}
    .tag-article-card img{width:210px;height:142px;object-fit:cover;border-radius:8px;background:#e8edf5}
    .article-body{min-width:0}
    .article-label{display:inline-block;color:var(--gold);font-size:12px;font-weight:800}
    .article-body h2{margin:4px 0 7px;font-size:20px;line-height:1.4;color:#152d51}
    .article-body h2 a:hover{color:var(--theme)}
    .article-summary{margin:0 0 10px;color:#667085;font-size:14px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
    .article-meta{display:flex;flex-wrap:wrap;gap:10px 16px;color:#8a94a5;font-size:12px}
    .article-tags{margin-top:9px;color:var(--theme);font-size:12px}
    .read-link{display:inline-block;margin-top:9px;color:var(--theme);font-size:13px;font-weight:800}
    .tag-side{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;box-shadow:0 5px 18px rgba(28,47,79,.04)}
    .tag-side h2{margin:0 0 14px;font-size:18px;color:#152d51}
    .tag-side p{margin:0 0 15px;color:var(--muted);font-size:14px}
    .side-link{display:block;padding:10px 0;border-top:1px solid var(--line);color:var(--theme);font-size:14px;font-weight:700}
    .pagination{display:flex;flex-wrap:wrap;gap:8px;margin-top:28px}
    .pagination a{min-width:36px;padding:6px 11px;text-align:center;border:1px solid #ccd7e7;border-radius:5px;background:#fff;color:var(--theme);font-size:13px}
    .pagination a.active,.pagination a:hover{background:var(--theme);border-color:var(--theme);color:#fff}

    .footer{padding:48px 0 22px;background:#0d1b30;color:#c1cbda}
    .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:34px}
    .footer-brand strong{font-size:20px;color:#fff}
    .footer p{margin:8px 0;font-size:13px}
    .footer h3{margin:0 0 12px;color:#fff;font-size:15px}
    .footer-grid>div:not(.footer-brand) a{display:block;margin:7px 0;color:#c1cbda;font-size:13px}
    .footer-grid a:hover{color:#f2c96b}
    .footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:32px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);font-size:12px;color:#91a0b5}

    @media (max-width:900px){
      .header-inner{height:68px}
      .main-nav{display:none}
      .header-btns{margin-left:auto}
      .hamburger{display:block}
      .nav-link{height:68px}
      .mega-menu{width:min(650px,calc(100vw - 30px))}
      .tag-content{grid-template-columns:1fr}
      .tag-side{order:-1}
    }
    @media (max-width:620px){
      .container{width:min(100% - 28px,1180px)}
      .topbar .container{display:block;padding:7px 0}
      .topbar-links{gap:12px;margin-top:2px;flex-wrap:wrap}
      .logo{min-width:0;font-size:16px}
      .logo img{width:31px;height:31px}
      .member-link{display:none}
      .open-account{padding:7px 10px}
      .tag-page{padding-top:38px}
      .tag-article-card{grid-template-columns:1fr;gap:13px}
      .tag-article-card img{width:100%;height:190px}
      .article-body h2{font-size:18px}
      .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
      .footer-brand{grid-column:1/-1}
      .footer-bottom{display:block}
      .footer-bottom span{display:block;margin-top:6px}
    }